Our Domains

FinTech

Financial services in emerging markets remain among the least efficiently digitized industries. Infrastructure is fragmented, compliance requirements are escalating, and legacy systems have not kept pace with regulatory and customer demands.

We back financial infrastructure in markets where digital penetration outpaces financial inclusion:

01 /

Financial Rails

Payments, treasury, and API-based banking layers that streamline financial flows.

02 /

Compliance & Risk

AML, KYC, fraud, and reporting infrastructure — now mandatory across jurisdictions.

03 /

SME Credit

Lending platforms tied to verifiable receivables, bridging the financing gap through data-driven underwriting.

We invest in mandatory-adoption, compliance-linked infrastructure with measurable ROI — not volatile consumer products. FinTech in EM is about modernizing the backbone of finance, not chasing the next wallet.

21 Ventures | All Rights Reserved.

/ OUR bases

New York

London

Dubai

(UTC)
(UTC)
(UTC)

/ OUR bases

New York

London

Dubai

(UTC)
(UTC)
(UTC)

21 Ventures | All Rights Reserved.

/ OUR bases

New York

London

Dubai

(UTC)
(UTC)
(UTC)

21 Ventures | All Rights Reserved.